Roof Insurance Claim Services in Lubbock, Texas
Let us do the hard work for you! Take advantage of the Free Roof Insurance Claim Consultation and Filing Services from your trusted and reliable roofing company in Lubbock, Texas. We work with all insurance companies and assist you with all the paperwork, keeping your best interest in mind.
Importance of Filing A Homeowners Insurance Claim For Roof Damage In Texas
From thunderstorms to hailstorms, if you are a Texas resident, you are already familiar with the harsh weather and the extent of damage it can do to your roof. Therefore, it is extremely necessary to file a roof damage insurance claim in the aftermath of such an event.
Afraid your premiums will go up if you file a claim?
While it is true that in some cases the premiums may increase by a small amount, it all depends on the type and size of the claim, and how many times you’ve filed the claim in the past few years. The reality is, in most cases the increase in premiums does not even come close to the out-of-pocket cost you end up paying for repairing the damages if you don’t file a claim. It’s also worth mentioning that in many cases your premium might go down. Since a new roof is a lower liability than an old one, your insurer may lower your premium to account for this. Also, upgrading your shingle might make your roof safer and more resilient, making it less likely to result in an insurance claim. If your insurer sees your replacing your three tab shingle to a Class 4 Impact Resistant shingle, then you may be entitled to a lower overall premium.
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Step-by-Step Process on How Roof Master Can Help You File A Homeowners Insurance Claim
Oversights and errors due to the lack of understanding of the insurance language can significantly affect the final outcome of your claim. Don’t let the technical terms and legal jargon discourage you from filing a roof insurance claim, let our experts help you get the return you deserve, and your home promptly restored.
Here is a step-by-step process of how Roof Master can help you through the claim procedure at no cost to you:
When you hire dedicated and reliable roofers like Roof Master to help file your claim, whether it’s a hail damage roof insurance claim, a wind damage roof insurance claim, or a leaking roof insurance claim, we can help make the entire roof insurance claim process less taxing and much faster!
What Is Covered If You File Claim
Don’t fall victim to “storm chaser” doorknockers! Contact Roof Master to help start your roof insurance claim process! We have experts who have been helping homeowners file their insurance claims at no cost and no hidden fees for over 40 years!
Homeowner’s insurance policies in Texas provide either:
Replacement Cost Coverage to fully protect against damages. This type of coverage pays to replace or repair your house at current prices minus the deductible. Hence, even if your roof is 10-15 years old and you need a replacement after a severe storm or hail, the replacement cost coverage will replace your roof at current prices.
Actual Cash Value Coverage pay for replacements minus depreciation. Depending on your roof’s age and wear and tear, your out-of-pocket cost can vary.
After we help you file your claim, our expert roofers can help you with repair and replacement solutions to protect your family and belongings from external elements and further deterioration.
Most of our jobs are completed in just one day so you don’t have to let the stress of living under a damaged roof weigh you down. We complete every project using quality materials for improved durability and longevity of your roof. Contact us to talk to one of our experts.
Does Home Insurance Cover Roof Leaks?
Your homeowner insurance policy generally covers roof leaks if the leak is not due to lack of maintenance. However, this does depend on your individual policy and if the clause is not specifically excluded in your policy.
Still confused? Our professionals at Roof Master are experts at reading the insurance language and can help guide file a leaking roof insurance claim at no cost to you!