Legal Consequences of Roof Insurance Fraud in Texas
Roof insurance fraud has become a common practice in Texas, despite the explicit laws against fraudulent activities. In 2021, the Texas Department of Insurance (TDI) reported the highest number of fraud cases since 2017, including roof insurance fraud. There are Texas laws that require homeowners to pay their entire insurance deductible when contracting a roofer to repair or replace their roofs. However, disreputable roofers take advantage of that and waive deductibles to get more clients, which is against the law. …
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